Effective Date: July 18, 2026

Welcome to Sanguine Life Coaching ("Sanguine Life Coaching," "we," "our," or "us"). We are committed to protecting your privacy and handling your personal information responsibly. This Privacy Policy explains how we collect, use, disclose, store, and protect your information when you visit our website, use our coaching services, communicate with us, or otherwise interact with us.

By using our website or services, you acknowledge that you have read and understood this Privacy Policy.

Sanguine Life Coaching provides professional life coaching services designed to help individuals achieve personal, professional, and financial goals. Coaching services may include:

• Personal development coaching
• Goal planning
• Accountability coaching
• Career coaching
• Financial planning and budgeting assistance
• Optional financial account analysis and planning
• Educational resources

Life coaching is not financial advising, legal advising, investment advising, accounting, therapy, psychology, psychiatry, or medical treatment unless expressly stated otherwise.

We may collect information directly from you, automatically through your use of our website, or from third parties when authorized by you.

You may voluntarily provide:

• Name
• Email address
• Phone number
• Mailing address
• Date of birth
• Emergency contact information (if applicable)
• Coaching goals
• Notes and communications
• Journal entries
• Uploaded documents
• Financial goals
• Budget information
• Employment information
• Income information
• Expense information
• Debt information
• Asset information
• Family information relevant to coaching
• Payment information
• Survey responses
• Testimonials
• Any other information you voluntarily provide.

One of the services offered by Sanguine Life Coaching involves helping clients understand and organize their financial situation for budgeting and financial planning purposes.

Participation in this service is entirely voluntary.

You may choose whether to grant access to financial information.

If you choose to participate, we may receive access to information such as:

• Bank account balances
• Transaction history
• Credit card balances
• Loan balances
• Mortgage information
• Investment account balances
• Retirement accounts
• Income deposits
• Spending history
• Categories of purchases
• Other financial account information you authorize us to access.

We use this information solely for purposes such as:

• Creating budgets
• Financial coaching
• Cash flow analysis
• Debt reduction planning
• Savings planning
• Spending analysis
• Goal planning
• Financial education
• Producing reports requested by you

We do not access financial information unless you expressly authorize us to do so.

You may revoke your authorization at any time by contacting us. Revocation will stop future access but may not affect information already obtained and retained in accordance with this Privacy Policy and applicable law.

Sanguine Life Coaching does not make investment decisions, trade securities, transfer funds, initiate payments, or access your financial accounts for any transactional purpose.

Where financial account aggregation technology is used, access may be facilitated through trusted third-party providers. Your use of those providers may also be subject to their respective privacy policies and terms.

Payments may be processed through secure third-party payment processors.

We generally do not store complete payment card numbers on our servers.

Payment processors maintain their own privacy and security practices.

When you visit our website, we may automatically collect:

• IP address
• Browser type
• Device information
• Operating system
• Referring website
• Pages visited
• Time spent on pages
• Date and time of visits
• Clickstream data
• Cookies
• Similar tracking technologies.

We may use cookies and similar technologies to:

• Remember preferences
• Improve website functionality
• Analyze website traffic
• Understand user behavior
• Maintain session information
• Enhance security

You may disable cookies through your browser settings, although doing so may affect website functionality.

We may use information to:

• Provide coaching services
• Schedule appointments
• Respond to inquiries
• Create personalized coaching plans
• Develop financial plans when authorized
• Improve our services
• Process payments
• Maintain client records
• Send updates
• Provide educational materials
• Detect fraud
• Maintain security
• Comply with legal obligations
• Enforce agreements
• Resolve disputes.

Where required by applicable law, we process information because:

• You provided consent.
• Processing is necessary to perform a contract.
• Processing serves legitimate business interests.
• Processing is required by law.

We do not sell your personal information.

We may share information with:

• Payment processors
• Scheduling providers
• Secure cloud storage providers
• Email service providers
• Website hosting providers
• Analytics providers
• Financial account aggregation providers (when authorized)
• Professional advisors
• Attorneys
• Accountants
• Government agencies when legally required
• Law enforcement pursuant to lawful process
• Successors in the event of a merger, acquisition, or sale of business assets.

All third parties are expected to use information only for authorized purposes.

We strive to keep coaching communications confidential.

However, confidentiality may be limited where disclosure is required by law, court order, legal process, or where necessary to protect the safety of any individual or investigate fraud, abuse, or other unlawful activity.

Life coaching is generally not protected by legal privileges (such as attorney-client or physician-patient privilege), and users should understand that coaching records may be subject to disclosure if required by applicable law.

We retain personal information only for as long as reasonably necessary to:

• Provide services
• Maintain business records
• Resolve disputes
• Comply with legal obligations
• Enforce agreements

After information is no longer needed, we will securely delete, anonymize, or destroy it when reasonably practicable.

We employ reasonable administrative, technical, and physical safeguards designed to protect personal information, including financial information, from unauthorized access, disclosure, alteration, and destruction.

Despite these efforts, no method of internet transmission or electronic storage is completely secure. Accordingly, we cannot guarantee absolute security.

Subject to applicable law, you may have the right to:

• Access your personal information.
• Correct inaccurate information.
• Request deletion of your information.
• Request copies of information you provided.
• Withdraw consent where processing is based on consent.
• Object to certain processing.
• Request restrictions on processing.
• Request information regarding data sharing practices.

To exercise these rights, contact us using the information below.

Our services are not directed toward children under the age of 13.

We do not knowingly collect personal information from children under 13 without appropriate parental consent. If we become aware that such information has been collected inadvertently, we will take reasonable steps to delete it.

Our website may contain links to third-party websites.

We are not responsible for the privacy practices or content of third-party websites or services.

You may receive emails relating to:

• Coaching appointments
• Service updates
• Billing
• Educational content
• Company announcements
• Newsletters (if subscribed)

You may unsubscribe from marketing emails at any time. Transactional communications related to active services may still be sent.

Some web browsers transmit "Do Not Track" signals.

Because there is no universally accepted standard for responding to these signals, our website may not respond to them.

Residents of certain U.S. states may have additional privacy rights under applicable law, including rights to know, access, correct, delete, or obtain copies of personal information. We will honor applicable rights as required by law.

If you access our services from outside the United States, your information may be transferred to, stored, and processed within the United States or other jurisdictions where our service providers operate.

By using our services, you consent to these transfers where permitted by applicable law.

We may update this Privacy Policy periodically.

When material changes are made, we will update the Effective Date and post the revised version on our website.

Continued use of our website or services after changes become effective constitutes acceptance of the updated Privacy Policy.

If you have questions regarding this Privacy Policy or your personal information, please contact:

Sanguine Life Coaching

Website: www.sanguinelifecoaching.com

Email bijouuu@Ymail.com

Mailing Address: 

By using our website or engaging our coaching services, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and disclosure of information as described herein.